British Columbia income tax calculator for 2026
On $80,000 of employment income in British Columbia in 2026, federal tax is $9,242.60 and British Columbia tax $4,030.54; with $4,446.45 of CPP and $1,123.07 of EI you keep $61,157, an average deduction rate of 23.6%.
Enter your income to see the tax in each bracket, your credits and your marginal rate.
How it's worked out
Federal tax and British Columbia tax are each worked out on taxable income (your income less the enhanced CPP contributions and RRSP deductions) using the 2026 brackets, then reduced by non-refundable credits at the lowest rate: the basic personal amount, base CPP contributions, EI premiums and, federally, the Canada employment amount. British Columbia then applies its tax reduction for incomes below $44,952. This is the CRA's T4127 method, used by its payroll calculator and tables.
| Taxable income | Rate | Tax on income in this bracket |
|---|---|---|
| $0 – $50,363 | 5.60% | 5.60% × income |
| $50,363 – $100,728 | 7.70% | 7.70% × income − $1,058 |
| $100,728 – $115,648 | 10.50% | 10.50% × income − $3,878 |
| $115,648 – $140,430 | 12.29% | 12.29% × income − $5,948 |
| $140,430 – $190,405 | 14.70% | 14.70% × income − $9,332 |
| $190,405 – $265,545 | 16.80% | 16.80% × income − $13,331 |
| $265,545 and over | 20.50% | 20.50% × income − $23,156 |
What is specific to British Columbia
- Budget 2026 (17 February 2026) raised the lowest rate from 5.06% to 5.60% for 2026 and the B.C. tax reduction from $562 to $690; payrolls use a prorated 6.14% and $805 from July to December 2026 to catch up.
- The B.C. tax reduction of up to $690 phases out at 3.56% of net income above $25,570, so it is gone by $44,952.
- Bracket indexation is paused for 2027 to 2030 at the 2026 levels (Budget 2026).
Tax at different incomes in British Columbia
| Income | Federal tax | British Columbia tax | CPP + EI | Take-home | Average rate |
|---|---|---|---|---|---|
| $40,000 | $2,691.25 | $1,152.48 | $2,823.75 | $33,333 | 16.7% |
| $60,000 | $5,338.29 | $2,567.02 | $4,339.75 | $47,755 | 20.4% |
| $80,000 | $9,242.60 | $4,030.54 | $5,569.52 | $61,157 | 23.6% |
| $100,000 | $13,301.60 | $5,555.14 | $5,769.52 | $75,374 | 24.6% |
| $150,000 | $25,302.61 | $11,552.25 | $5,769.52 | $107,376 | 28.4% |
| $250,000 | $53,523.68 | $27,479.58 | $5,769.52 | $163,227 | 34.7% |
Worked example: $80,000 in British Columbia
Employment income of $80,000, no RRSP deduction, CPP and EI deducted:
| Result | Amount |
|---|---|
| Take-home pay a year | $61,157 |
| Federal tax | $9,242.60 |
| British Columbia tax | $4,030.54 |
| CPP and CPP2 | $4,446.45 |
| EI premiums | $1,123.07 |
| Total deductions | $18,842.66 |
| Average / marginal rate | 23.6% / 31.1% |
| Per month after deductions | $5,096.45 |
Compare with other provinces
The same $80,000 leaves $60,303 in Ontario, $60,698 in Alberta, $58,229 in Manitoba, $59,022 in Saskatchewan. The salary calculator compares every province and territory side by side.
How to use the British Columbia Income Tax Calculator
- Enter your employment income for 2026 before deductions.
- Add any RRSP contributions you will deduct.
- Untick CPP or EI only if you are exempt from them.
Key figures 2026
The statutory rates and thresholds this calculator uses, where each comes from, and when we last checked it.
| Figure | Value | Source and date checked |
|---|---|---|
| Method | CRA T4127 Option 1 formulas (also behind the PDOC and T4032 tables); tests match the T4032 tables to 5 cents | T4032-ON Payroll Deductions Tables, Ontario, effective January 1, 2026 (general information and worked examples)Checked 2026-11-06 |
| Federal tax rates 2026 | 14% to $58,523; 20.50% to $117,045; 26% to $181,440; 29% to $258,482; 33% above | T4127 Payroll Deductions Formulas, 122nd edition, effective January 1, 2026Checked 2026-11-06 |
| Federal basic personal amount 2026 | $16,452, reduced to $14,829 between $181,440 and $258,482 of net income | T4127 Payroll Deductions Formulas, 122nd edition, effective January 1, 2026Checked 2026-11-06 |
| British Columbia tax rates 2026 | 5.60% to $50,363; 7.70% to $100,728; 10.50% to $115,648; 12.29% to $140,430; 14.70% to $190,405; 16.80% to $265,545; 20.50% above | B.C. personal income tax rates, 2026 tax yearChecked 2026-11-06 |
| British Columbia basic personal amount 2026 | $13,216 | T4127 Payroll Deductions Formulas, 122nd edition, effective January 1, 2026Checked 2026-11-06 |
| CPP 2026 | 5.95% of earnings between $3,500 and $74,600 (maximum $4,230.45); CPP2 4% from $74,600 to $85,000 (maximum $416.00) | T4127 Payroll Deductions Formulas, 122nd edition, effective January 1, 2026Checked 2026-11-06 |
| EI 2026 | 1.63% of insurable earnings up to $68,900 (maximum $1,123.07); employer 1.4 times | T4127 Payroll Deductions Formulas, 122nd edition, effective January 1, 2026Checked 2026-11-06 |
| B.C. tax reduction | $690, reduced by 3.56% of net income over $25,570, nil from $44,952 | T4127 Payroll Deductions Formulas, 123rd edition, effective July 1, 2026Checked 2026-11-06 |
Frequently asked questions
What are the British Columbia tax brackets for 2026?
5.60% to $50,363; 7.70% to $100,728; 10.50% to $115,648; 12.29% to $140,430; 14.70% to $190,405; 16.80% to $265,545; 20.50% above, on top of federal tax of 14% to $58,523, 20.5% to $117,045, 26% to $181,440, 29% to $258,482 and 33% above.
What is the basic personal amount in British Columbia for 2026?
$13,216, worth 5.60% of that as a credit against British Columbia tax. The federal basic personal amount is $16,452, reduced for net income above $181,440.
How much tax do I pay on $60,000 in British Columbia?
$5,338.29 of federal tax and $2,567.02 of British Columbia tax, plus $3,361.75 of CPP and $978.00 of EI, leaving $47,755 (20.4% deducted overall).
Does the calculator include CPP and EI?
Yes. CPP is 5.95% of earnings between $3,500 and $74,600, plus CPP2 at 4% up to $85,000; EI is 1.63% up to $68,900. The base CPP and EI earn a credit at the lowest rates and the enhanced CPP part is deducted from income, as on a return.
Why do payroll deductions in B.C. differ from July 2026?
Budget 2026 raised the lowest rate from 5.06% to 5.60% for all of 2026. Employers used 5.06% until June, so the CRA's July formulas withhold at a prorated 6.14% for the rest of the year. This page uses the full-year 5.60%, the rate on your 2026 return.
Is this tax advice?
No. Results are estimates from the CRA's published 2026 rates and formulas for an employee with employment income only. Other income, deductions and credits change the answer; check with the CRA or a tax professional before you rely on a figure.
Sources
- T4127 Payroll Deductions Formulas, 122nd edition, effective January 1, 2026 (Canada Revenue Agency (CRA))
- Current year tax rates and income brackets (2026), federal and provincial (Canada Revenue Agency (CRA))
- B.C. personal income tax rates, 2026 tax year (Government of British Columbia)
- T4127 Payroll Deductions Formulas, 123rd edition, effective July 1, 2026 (Canada Revenue Agency (CRA))
Estimates, not tax or legal advice. Results come from the published rules for the cases this calculator covers in 2026; your own circumstances can change them. Check with the official source: CRA Payroll Deductions Online Calculator (PDOC).
Last checked 2026-11-06 by the TakeHomeWorld editors · How we calculate and check rates · Runs entirely in your browser; nothing you type is stored.