Australian income tax calculator for 2026–27
Tax on a taxable income of $80,000 in 2026–27 is $14,520, plus a Medicare levy of $1,600: $16,120 in all, 20.2% of your income.
Enter your taxable income to see each part, your effective and marginal rate, and the rates for foreign residents and working holiday makers.
How it's worked out
Find your bracket, take the fixed amount for the brackets below it and add the rate on the dollars above the bracket's start. Residents then subtract the low income tax offset and add the Medicare levy. The marginal rate shown is the extra tax on your next $100, so it includes the levy and any offset that is phasing out.
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,020 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 plus 45c for each $1 over $190,000 |
Foreign residents and working holiday makers
Both use their own scales and neither pays the Medicare levy. Working holiday makers on a 417 or 462 visa pay 15% from the first dollar up to $45,000.
| Foreign resident income | Tax | WHM income | Tax |
|---|---|---|---|
| $0 – $135,000 | 30c for each $1 | $0 – $45,000 | 15c for each $1 |
| $135,001 – $190,000 | $40,500 plus 37c for each $1 over $135,000 | $45,001 – $135,000 | $6,750 plus 30c for each $1 over $45,000 |
| $190,001 and over | $60,850 plus 45c for each $1 over $190,000 | $135,001 – $190,000 | $33,750 plus 37c for each $1 over $135,000 |
| $190,001 and over | $54,100 plus 45c for each $1 over $190,000 |
Worked example: $80,000 taxable income
A resident for the full year with $80,000 taxable income and no study loan:
| Result | Amount |
|---|---|
| Total tax and levies | $16,120.00 |
| Income tax after offsets | $14,520.00 |
| Medicare levy | $1,600.00 |
| Effective rate | 20.2% |
| Marginal rate | 32% |
How to use the Income Tax Calculator Australia
- Enter your taxable income for the year (income minus deductions).
- Pick your residency for the full year.
- Tick HELP or 'no private hospital cover' if they apply.
Key figures 2026–27
The statutory rates and thresholds this calculator uses, where each comes from, and when we last checked it.
| Figure | Value | Source and date checked |
|---|---|---|
| Resident tax rates 2026–27 | Nil to $18,200; 15% to $45,000; 30% to $135,000; 37% to $190,000; 45% above | Tax rates – Australian residents (2026–27)Checked 2026-11-05 |
| Foreign resident rates | 30% to $135,000; 37% to $190,000; 45% above; no tax-free threshold, no Medicare levy | Tax rates – foreign residentsChecked 2026-11-05 |
| Working holiday maker rates 2026–27 | 15% to $45,000; 30% to $135,000; 37% to $190,000; 45% above | Schedule 15 – Tax table for working holiday makers (from 1 July 2026)Checked 2026-11-05 |
| Medicare levy | 2% of taxable income; nil to $28,011 and reduced to $35,013 for singles (2025–26 thresholds, as used in the 2026–27 withholding schedules) | Medicare levy reduction for low-income earnersChecked 2026-11-05 |
| Low income tax offset | Up to $700; reduced above $37,500; nil from $66,667 | Low income tax offsetChecked 2026-11-05 |
| Medicare levy surcharge 2026–27 | Singles over $105,000: 1%, 1.25% over $123,000, 1.5% over $164,000; families from $210,000 | Medicare levy surcharge income, thresholds and rates (2026–27)Checked 2026-11-05 |
Frequently asked questions
What are the tax rates for 2026–27?
For residents: nil to $18,200, 15c per dollar to $45,000, 30c to $135,000, 37c to $190,000 and 45c above, plus the 2% Medicare levy. The 15% rate on the second bracket applies from 1 July 2026.
How much tax do foreign residents pay?
Foreign residents pay 30% from the first dollar to $135,000, 37% to $190,000 and 45% above. They don't get the tax-free threshold or the low income tax offset and don't pay the Medicare levy.
What is the Medicare levy surcharge?
An extra 1% to 1.5% for people without appropriate private hospital cover whose income for surcharge purposes is above $105,000 (singles) or $210,000 (families) in 2026–27.
Is taxable income the same as my salary?
No. Taxable income is your assessable income (salary, interest, dividends, rent and so on) minus allowable deductions. Salary sacrificed to super is not part of it.
Is this tax advice?
No. Results are estimates from the published ATO and Fair Work rules for the cases the calculator covers. Your own circumstances can change the result; check with the ATO, Fair Work or a registered tax agent before you rely on a figure.
Sources
- Tax rates – Australian residents (2026–27) (Australian Taxation Office)
- Tax rates – foreign residents (Australian Taxation Office)
- Schedule 15 – Tax table for working holiday makers (from 1 July 2026) (Australian Taxation Office)
- Medicare levy reduction for low-income earners (Australian Taxation Office)
- Low income tax offset (Australian Taxation Office)
- Medicare levy surcharge income, thresholds and rates (2026–27) (Australian Taxation Office)
- Study and training loan repayment thresholds and rates (2026–27) (Australian Taxation Office)
Estimates, not tax or legal advice. Results come from the published rules for the cases this calculator covers in 2026–27; your own circumstances can change them. Check with the official source: ATO Simple tax calculator.
Last checked 2026-11-05 by the TakeHomeWorld editors · How we calculate and check rates · Runs entirely in your browser; nothing you type is stored.