Finance, tax and salary calculators for India
Plan investments, loans and taxes with calculators built for Indian rules — rupee formatting, lakh/crore, current tax slabs and statutory formulas.
Investments & Savings
SIP, SWP, FD, compound interest and retirement planning.
SIP Calculator
Calculate SIP maturity value, total invested and wealth gained. Supports annual step-up SIP and year-by-year growth table. Free and accurate.
FD Calculator
Calculate fixed deposit maturity amount and interest earned with quarterly, monthly or yearly compounding. Free FD interest calculator for Indian banks.
Compound Interest Calculator
Free compound interest calculator. Choose yearly, quarterly, monthly or daily compounding and add monthly contributions. See year-by-year growth.
SWP Calculator
Plan a systematic withdrawal plan: see how long your corpus lasts, total withdrawals and the remaining balance year by year.
Retirement Calculator
Find the retirement corpus you need for your expenses after inflation, and the monthly SIP required to get there. Free retirement planning calculator.
RD Calculator
Calculate bank recurring deposit maturity value and interest for any monthly amount, rate and tenure, with quarterly compounding used by Indian banks.
Lumpsum Calculator
Calculate the future value of a one-time (lumpsum) mutual fund investment with annual compounding. See total gains, money multiple and yearly growth.
Loans
EMI and loan amortisation.
EMI Calculator
Calculate loan EMI, total interest and total payment for home, car or personal loans. Includes a year-wise amortisation schedule.
Home Loan Eligibility Calculator
Find the maximum home loan you may get from your net monthly income, existing EMIs, interest rate and tenure using the FOIR method banks use.
Home Loan Prepayment Calculator
See how much interest a home loan part-prepayment saves, and compare reducing the tenure with reducing the EMI. Add an extra monthly payment too.
Tax & Salary
GST, income tax, capital gains, TDS, professional tax, in-hand salary, HRA, gratuity and bonus.
GST Calculator
Free GST calculator for India. Add or remove GST at 5%, 18%, 40% or any rate, with CGST, SGST and IGST split. Instant, accurate, no sign-up.
In-hand Salary Calculator
Convert CTC to monthly in-hand salary after PF, gratuity, professional tax and income tax (new or old regime). Free take-home salary calculator for India.
Income Tax Calculator
Simple Indian income tax calculator for salaried individuals. Compare new vs old regime with standard deduction, 87A rebate, surcharge and 4% cess.
HRA Calculator
Calculate your HRA exemption under Section 10(13A): least of actual HRA, rent minus 10% of salary, and 50%/40% of basic. Free HRA calculator.
Gratuity Calculator
Calculate gratuity under the Payment of Gratuity Act: (last basic + DA) × 15 × years ÷ 26. Checks 5-year eligibility, rounding and ceiling.
STCG Calculator
Short-term capital gains tax on listed shares and equity funds at 20% plus cess; switches to LTCG (12.5% above ₹1.25 lakh) from your dates.
Professional Tax Calculator
Monthly and annual professional tax on salary for Maharashtra, Karnataka, Gujarat, Telangana, AP, Tamil Nadu, West Bengal and MP. Max ₹2,500 a year.
TDS Calculator
Calculate TDS on professional fees, contracts, commission, rent, interest, dividends and purchases with current thresholds, rates and the no-PAN rate.
Bonus Calculator India
Calculate statutory bonus under the Code on Wages: eligibility up to ₹21,000 salary, ₹7,000 or minimum-wage ceiling, 8.33%–20%.
Post Office & Govt Schemes
PPF, NSC, KVP, SCSS, Post Office MIS/RD/TD, EPF, VPF, EPS and NPS.
PPF Calculator
Calculate PPF maturity value, total interest and year-wise balance at the current 7.1% rate. Supports 15-year tenure and 5-year extensions.
NSC Calculator
Calculate NSC maturity value and yearly accrued interest at 7.7% compounded annually for 5 years. ₹10,000 grows to ₹14,490. Free NSC calculator.
KVP Calculator
Find when your Kisan Vikas Patra investment doubles and the maturity amount. At 7.5% KVP doubles in 115 months (9 years 7 months).
SCSS Calculator
Calculate quarterly and yearly interest from the Senior Citizen Savings Scheme at 8.2%. Deposit up to ₹30 lakh for 5 years. Free SCSS calculator.
Post Office MIS Calculator
Calculate your monthly income from the Post Office Monthly Income Scheme at 7.4%. Single account up to ₹9 lakh, joint up to ₹15 lakh, 5-year term.
Post Office RD Calculator
Calculate Post Office recurring deposit maturity at 6.7% with quarterly compounding. ₹10,000 a month for 5 years grows to about ₹7.14 lakh.
Post Office FD Calculator
Calculate Post Office time deposit (FD) interest for 1, 2, 3 or 5 years at current rates of 6.9%–7.5%. Interest is compounded quarterly, paid yearly.
EPF Calculator
Project your EPF corpus at retirement from basic salary, employee and employer contributions, salary growth and the 8.25% EPF rate. Year-wise table.
VPF Calculator
See how much extra retirement corpus a Voluntary Provident Fund contribution builds at the EPF rate of 8.25%, compared with EPF alone.
EPS Pension Calculator
Estimate your monthly EPS-95 pension: pensionable salary × service ÷ 70, with the ₹25,000 ceiling, early-pension reduction and the minimum pension.
NPS Calculator
Estimate your NPS corpus at 60, the tax-free lump sum and monthly pension from the annuity. Supports 2026 exit rules (min 20% annuity) and step-up.
Planning & Property
Inflation, salary hike, FIRE, rental yield and home-loan eligibility/prepayment.
Inflation Calculator India
See what today's price will cost in the future, and what a future amount is worth today, at any inflation rate. Plan goals with real rupees.
Salary Hike Calculator
Calculate your new salary after a percentage hike, or find the hike percentage from old and new CTC. Includes the monthly increase. Free and instant.
FIRE Calculator India
Calculate the corpus you need for financial independence and early retirement (FIRE) in India, adjusted for inflation, plus the monthly SIP to get there.
Rental Yield Calculator
Calculate gross and net rental yield on a property from price, monthly rent, maintenance, property tax, vacancy and purchase costs like stamp duty.
Professional Tax by State
State-wise professional tax slabs and calculators for salaried employees.
Maharashtra Professional Tax Calculator
Maharashtra professional tax slabs for salaried employees, monthly deductions and a calculator. Nil up to ₹7,500; at most ₹2,500 a year.
Karnataka Professional Tax Calculator
Karnataka professional tax slabs for salaried employees, monthly deductions and a calculator. Nil below ₹25,000; at most ₹2,500 a year.
Gujarat Professional Tax Calculator
Gujarat professional tax slabs for salaried employees, monthly deductions and a calculator. Nil up to ₹12,000; at most ₹2,400 a year.
Telangana Professional Tax Calculator
Telangana professional tax slabs for salaried employees, monthly deductions and a calculator. Nil up to ₹15,000; at most ₹2,400 a year.
Andhra Pradesh Professional Tax Calculator
Andhra Pradesh professional tax slabs for salaried employees, monthly deductions and a calculator. Nil up to ₹15,000; at most ₹2,400 a year.
Tamil Nadu Professional Tax Calculator
Tamil Nadu professional tax slabs for salaried employees, half-yearly deductions and a calculator. Nil up to ₹21,000; at most ₹2,500 a year.
West Bengal Professional Tax Calculator
West Bengal professional tax slabs for salaried employees, monthly deductions and a calculator. Nil up to ₹20,000; at most ₹2,496 a year.
Madhya Pradesh Professional Tax Calculator
Madhya Pradesh professional tax slabs for salaried employees, monthly deductions and a calculator. Nil up to ₹2,25,000 a year; at most ₹2,500 a year.
Payroll & HR
ESI contributions, notice period and pro-rata salary for Indian employers and employees.
ESI Calculator
ESI contributions: employee 0.75% and employer 3.25% of gross wages, for wages up to ₹21,000 a month (₹25,000 for persons with disability).
Notice Period Calculator
Find your last working day from your resignation date and notice period in days or months, and estimate the notice-period buyout for an early exit.
Pro Rata Salary Calculator
Calculate pro-rata salary for days worked in a month using calendar days, a fixed 30-day month or 26 working days. For joiners, leavers and unpaid leave.
Everyday Money Math
Simple interest, overtime pay and other currency-agnostic calculators.
Simple Interest Calculator
Calculate simple interest and total amount from principal, annual rate and time in years, months or days. Formula and worked example included.
Overtime Calculator
Calculate overtime pay from an hourly rate or monthly salary with any multiplier — 2× under Indian factory law, 1.5× time-and-a-half elsewhere.
Guides & comparisons
- What is GST? A Simple Guide for India
- GST Slabs in India
- How EMI is Calculated
- Post Office Small Savings Schemes: Rates & How They Work
- EPF, EPS, VPF and NPS: How Your Retirement Savings Work
- Capital Gains Tax on Shares & Equity Funds (FY 2026-27)
- Payroll Deductions & Statutory Payments in India
- How to Calculate Percentages
- Date & Time Calculations Explained
- Simple vs Compound Interest — and Why Inflation Matters
- Home Loan Planning: Eligibility, Prepayment and Yield
- SIP vs FD: Which Should You Choose?
- Old vs New Tax Regime
FAQs
Are these finance calculators accurate?
They use the same formulas banks and AMCs publish (e.g. SIP future value with start-of-month investments, reducing-balance EMI). Results are estimates; actual returns and tax depend on your specific situation.
Is my data stored?
No. Every calculation runs in your browser. Nothing you type is sent to a server.