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Retirement Corpus Calculator

Your retirement corpus must fund inflation-adjusted expenses for every year after you stop working.

This calculator inflates today's expenses to your retirement date, values them as a growing annuity, and tells you the monthly SIP needed.

How to use the Retirement Calculator

  1. Enter your current and retirement age.
  2. Enter today's monthly expenses.
  3. Set inflation and expected returns before/after retirement.

Frequently asked questions

What inflation rate should I assume?

India's long-run CPI inflation has averaged roughly 5–6%; many planners use 6% for general expenses and higher for healthcare.

Estimates, not tax or legal advice. Results come from the published rules for the cases this calculator covers; your own circumstances can change them.

Last checked 2026-10-29 by the TakeHomeWorld editors · How we calculate and check rates · Runs entirely in your browser; nothing you type is stored.