Post Office Recurring Deposit (RD) Calculator
The Post Office 5-year RD pays 6.7% (October–December 2026), compounded quarterly.
Depositing ₹10,000 every month for 60 months matures at about ₹7,13,659.
How to use the Post Office RD Calculator
- Enter your monthly deposit (minimum ₹100, in multiples of ₹10).
- Keep 6.7% or enter the rate at account opening.
- Read the maturity value after 5 years and the yearly growth.
Examples
₹10,000 a month
Input: ₹10,000/month, 6.7%, 60 months
Result: Invested ₹6,00,000 → maturity ≈ ₹7,13,659
Frequently asked questions
How is Post Office RD interest calculated?
Interest compounds quarterly. Each monthly instalment earns interest for the months remaining until maturity, which is the same formula banks use for RDs.
Can I extend a Post Office RD?
Yes, it can be extended once for another 5 years at the rate applicable when the account was opened.
Learn more
Estimates, not tax or legal advice. Results come from the published rules for the cases this calculator covers; your own circumstances can change them.
Last checked 2026-10-30 by the TakeHomeWorld editors · How we calculate and check rates · Runs entirely in your browser; nothing you type is stored.