ESI Contribution Calculator
ESI applies when gross monthly wages are ₹21,000 or less (₹25,000 for persons with disability).
The employee contributes 0.75% and the employer 3.25% of gross wages — ₹150 and ₹650 on ₹20,000.
How to use the ESI Calculator
- Enter gross monthly wages (all wage components paid in cash).
- Tick 'person with disability' if applicable.
- Read the employee, employer and total contribution.
Examples
₹20,000 gross wages
Result: Employee ₹150 + employer ₹650 = ₹800/month
Frequently asked questions
What if salary goes above ₹21,000 mid-year?
Coverage continues until the end of the contribution period (April–September or October–March) in which wages cross the ceiling.
What counts as wages for ESI?
Generally all remuneration paid in cash, including basic, DA and most allowances, but excluding items like annual bonus and gratuity. Check ESIC rules for edge cases.
Learn more
Estimates, not tax or legal advice. Results come from the published rules for the cases this calculator covers; your own circumstances can change them.
Last checked 2026-10-30 by the TakeHomeWorld editors · How we calculate and check rates · Runs entirely in your browser; nothing you type is stored.